Ensure the deal settles when the numbers change late.
Short-term capital to cover last-minute funding gaps across property settlements, developments, and refinance transactions.
Fast Review
Urgent scenarios assessed quickly
Short Terms
Typically 3-6 months
Clear Exit
Refinance, sale, or incoming capital
Typical Use Cases
Net advance reduced before settlement
Payout increased last minute
Equity contribution shortfall
Final fees or duties created a gap
When the deal is close but funding is short, we close the gap.
Built for the last mile of settlement.
Purpose-built funding solutions for property professionals facing time-sensitive settlement challenges.
Settlement Gap Loans
Short-term capital to cover funding shortfalls at settlement.
3-6 month terms | caveat / second mortgage
OC Ready
Funding to complete final works required to achieve occupancy and settle.
Development completion funding
DA Ready
Funding for planning, contributions, and final approval costs.
Pre-development funding
Settlement Fee Advances
Fast funding for duties, legal costs, payout variances and urgent fees.
Urgent fee funding
Simple process. Fast decisions.
We move quickly because settlement deadlines don't wait.
Submit the scenario
Share your funding requirement, settlement date, and property details.
Fast review
We assess the scenario quickly and provide preliminary feedback.
Confirm security & exit
We confirm the property security and your planned exit strategy.
Issue terms and settle
Terms are issued, funding is arranged, and the deal settles.
Who we help
Supporting property professionals across the settlement process.
For Developers
Avoid settlement failure and protect deposits when shortfalls arise late.
For Brokers
A last-mile solution for deals that are otherwise ready to complete.
For Solicitors
Fast funding support when settlement is at risk due to payout or funding gaps.
What we look for
We focus on scenarios where funding can make the difference between settlement success and failure.
Short-term (3-6 months)
Clear exit strategy
Property-backed security
Existing transaction or refinance in place
Urgent, time-sensitive scenarios
When the deal is close but the funding is short, we close the gap.
Submit a scenario and let us help you get the deal across the line.
Frequently Asked Questions
Everything you need to know about SettlPay